Business Investments
Term Deposits
Term Deposits maximize the return on your surplus funds, allowing you to earn a high fixed rate of interest guaranteed until maturity. You choose the term that best suits your investment needs.
What Term Deposits Offer You
- Terms as short as one day for investments with a minimum of $100,000
- Terms of 30 to 364 days for investments with a minimum of $5,000
- Terms of one to five years for investments with a minimum of $1,000
- Interest payment options that include monthly, semi-annually and at maturity
- Pre-encashability (subject to pre-encashment rates determined at time of purchase)
- Interest deposits can be made directly into your TD Canada Trust account
- Foreign Currency Term Deposits are available in the following currencies: Euro, Pound Sterling, Australian Dollar, Swiss Franc, New Zealand Dollar and Hong Kong Dollar
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The Benefits of Term Deposits
- Guaranteed fixed interest rate per term
- Short- and long-term options
- Flexible interest payment options
- Maximum liquidity in case of emergency
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| Term |
Deposit |
Interest |
| 1 – 29 days |
minimum $100,000 |
Paid at maturity |
| 30 – 364 days or more |
minimum $5,000 |
For terms less than 90 days: Paid at maturity
For terms 90 days or greater: Paid monthly and at maturity
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| 1 – 5 years |
minimum $1,000 |
Paid semi-annually and at maturity |
View current rates.
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For more information, contact a Relationship Manager at the Commercial Banking Centre nearest you.
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