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Business Investments


Guaranteed Investment Certificates

You can choose short- or long-term GICs, whichever best meets your investment needs. You also have the flexibility to invest in U.S. or Canadian funds from a minimum of $1,000.

What GICs Offer You

  • Short or long terms
  • Interest payment options that include monthly, semi-annually, annually and at maturity
  • Interest deposits can be made directly into your TD Canada Trust account

The Benefits of GICs

  • Guarantees a fixed interest rate per term
  • Accommodates your investment needs by offering short- or long-term options
  • Offers flexible interest payment options
  • Earns immediate interest on the interest deposited into your TD Canada Trust account

GIC Term Deposit Interest
Short Term 30 – 364 days minimum $5,000 deposit Paid at maturity
Long Term 1 – 5 years minimum $1,000 Paid semi-annually and at maturity

Paid annually and at maturity

Paid monthly (minimum investment of $5,000)

View current rates.



For more information, contact a Relationship Manager at the Commercial Banking Centre nearest you.

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